National Get Smart About Credit Day - October
Thu, Oct 20, 2022

National Get Smart About Credit Day

National Get Smart About Credit Day is celebrated every year on the third Thursday of October. This national day is part of the Get Smart About Credit (GSAC) program, during which bankers help young people get into good credit habits. An extremely important life skill is financial responsibility, which is never too early to learn.


The American Bankers Association announced the launch of GSAC in 2003. The purpose of this campaign is to help the younger generation understand what their actions will positively affect their credit rating. In addition, young people are trained in financial management in general, so that they can better control their money from their first earnings. GSAC is a completely free program, and volunteers are provided with all free resources for effective education and awareness regarding financial habits, budgeting, credit scores, college fees, and identity theft.

Interesting facts

  • in the 1950s, the credit rating first appears: its creators are Earl Isaac and Bill Fair;
  • in the 1980s, the modern credit rating began to exist, based on credit files from TransUnion, Experion and Equifax;
  • in the 2000s, the Fair and Accurate Credit Transactions Act was signed: thanks to this, every American has the right to receive a free credit report once a year;
  • in 2003, National Get Smart About Credit Day was founded.

How to celebrate

Check your own credit score – get a free annual report. This will help you control your financial situation. You can also consult with a financial advisor regarding your future plans for lending or investing. Become one of the GSAC participants as a volunteer, consultant or attendee in a virtual workshop.

When is National Get Smart About Credit Day celebrated in 2022?

National Get Smart About Credit Day is observed on the third Thursday of October each year.


Weekday Month Day Year
Thursday October 20 2022
Thursday October 19 2023
Thursday October 17 2024
Thursday October 16 2025
Thursday October 15 2026

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